Experienced • Trusted • Independent
Independent, Personal Financial Consultant
As an independent, personal financial consultant, we help those who want the peace of mind that comes with knowing you are on sound financial footing today and for the long term. We work with you to organize and simplify, to help remove uncertainty, and to improve your sense of financial security and well-being.
We are not investment brokers and we are not affiliated with any registered investment advisor, insurance agent, or sales account representative. We receive no financial benefits from those organizations. Our sole focus is to be an advocate for our clients, making sure their interests and financial objectives are always the priority.
The CFA Advantage
As a Chartered Financial Analyst (CFA), Julie passed a rigorous and demanding series of three, six-hour examinations over three years. These examinations focused on investment tools and asset classes analysis, including: Quantitative Methods, Financial Reporting & Analysis, Equity Investments, Fixed Income, Derivatives, Portfolio Management, and Wealth Planning. Each exam included a core section on Ethics and Professional Standards.
We can help:
Those who have experienced a change in household structure or significant life event (change in employment, divorce, illness, loss or aging of a partner or financially connected relative, geographical move, property sale, etc.).
Those who don’t have experience, confidence, or interest in financial matters.
Those who are too busy with other aspects of life to devote the necessary time to personal financial management.
Those who value the oversight and support of independent financial counsel.
Here is how we work with individuals and families:
Have an initial meeting to understand your specific needs and concerns, and to discuss how we can help.
Develop a plan that will work for you, including a schedule of when and how frequently to meet. This plan can evolve over time as your personal circumstances change.
All of our conversations and work are confidential.
Our services for individuals and families include:
Investment Oversight
Track investment accounts
Co-ordinate with brokerage, wealth management, and insurance firms
Review and troubleshoot investment accounts
Basic Financial Management and Support
Prepare personal net worth statement
Budgeting, liquidity, and cash flow projections
Evaluate financial status using personal net worth statement and cash flow analyses
Organize banking, credit card, and investment documents
Develop financial “to do” list
Tax Document and Insurance Support
Prepare tax materials for accountant’s review
Assemble insurance policies
Assist with health insurance claims and benefits
Financial Monitoring and Reconciliation
Private bank account monitoring
Credit card reconciliation and payment facilitation, including review for accuracy and fraud
Trust and private foundation administration and charitable donation support
Support executors and estate administrators with financial organization
Here is how we work with foundations and non-profits:
Have an initial meeting with stakeholders to understand the specific financial and strategic issues, the investment portfolio purpose, and to discuss how we can help.
Based on the investment concerns of your foundation or non-profit organization, we will develop a plan that will work for you. This plan will include the steps that will be followed to assess the financial or strategic matters, the RFP process, and a schedule of when to meet.
All of our conversations and work are confidential.